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What if you can’t afford long-term care?

Published Sun, 24 Nov 2024 04:14:27 GMT

As many as 8 in 10 older Americans couldn’t afford more than four years in an assisted living facility or two years in a nursing home, according to a 2023 analysis by the National Council on Aging and the LeadingAge LTSS Center @UMass Boston.This is particularly hard for people in the monetary middle, defined by Pew Research Center as “those with an annual household income of about $52,000 to $156,000 annually in 2020 dollars for a household of three.” They don’t have enough to pay for long-term care, but they have too many assets to qualify for government assistance. Medicare also doesn’t cover long-term care. What are the options for the 47 million households with older adults who will face this scenario?From reverse mortgages to hybrid insurance policies, here are some avenues available to people who can’t afford the care they need.CONSIDER A REVERSE MORTGAGEIf you have significant equity in your home and you’re at least 62 years old, a reverse mortgage can provide a helpful stre...

China inks ‘strategic partnership’ with Palestinan Authority as it expands Middle East presence

Published Sun, 24 Nov 2024 04:14:27 GMT

BEIJING (AP) — China said Wednesday it has established a “strategic partnership” with the Palestinian Authority during a visit to Beijing by Palestinian President Mahmoud Abbas. The announcement marks another step in China’s campaign to gain political and economic influence in the Middle East, where it is competing for influence with the United States. China is seeking energy resources and markets for its military and civilian exports, while promoting its version of authoritarian government in a joint challenge with Russia to the Western-led democratic world order. China has appointed a special envoy to meet with Israeli and Palestinian officials, but its experience in the region is mainly limited to construction, manufacturing and other economic projects. Beijing has long maintained diplomatic ties with the Palestinian Authority and Abbas was welcomed with full military honors at the Great Hall of the People in central Beijing. “We are good friends and partners,” Chinese president ...

Proposed Plans for Old Famous Barr Warehouse

Published Sun, 24 Nov 2024 04:14:27 GMT

ST. LOUIS - Developers are pitching more entertainment and places to live in midtown St. Louis.These are the plans developers have filed to renovate the former Famous-Barr Warehouse. They want to bring apartments, office space, entertainment, and shops. The building is right next to the armory and across the interstate from City Foundry.  Green Street Real Estate Ventures plans to add hundreds of apartments and create more entertainment options here in midtown. They're wanting to be a part of a boom of restaurants, housing, and entertainment venues that have opened over the past few years. Two more development groups also want to build hundreds of student apartments just west of St. Louis University.Wednesday night, the St. Louis Planning Commission will review both projects. The Green Street Project is just west of the St. Louis developer's Armory Game Hall Entertainment Complex that opened late last year. It's also across I-64 from City Foundry STL. Southwest Airlines offering 4...

Attorneys from Legal Services of Eastern Missouri holding free clinics tonight

Published Sun, 24 Nov 2024 04:14:27 GMT

ST. LOUIS - Attorneys from Legal Services of Eastern Missouri are holding free clinics Wednesday night.Three different legal service programs will be available. Children's Legal Alliance assists families with getting educational rights for their kids, such as out of school learning, special education, or enrollment. Southwest Airlines offering 40% off flights if you book by Thursday Legal Advocacy for Adults with Mental Illness helps people with housing issues, marital issues, guardianship, and criminal record expungement. Youth and Family Advocacy provides assistance to families that are homeless, dealing with credit problems, or applying for public benefits.The legal clinic is Wednesday from 9:00 a.m. to noon at the Central Library. If you can't make it Wednesday, there's one every third Thursday of the month.

St. Louis County launching new budget simulation tool this month

Published Sun, 24 Nov 2024 04:14:27 GMT

ST. LOUIS COUNTY, Mo. - St. Louis County has launched a simulation tool to help engage the community in the budget process.The interactive tool lets locals explore various budget scenarios and experience the complexities and trade-offs in budget planning. County officials hope seeing how residents budget will help them better understand what the public values. Southwest Airlines offering 40% off flights if you book by Thursday The county will also hold town hall meetings to explain the budget making process. One of those is at 6:30 p.m. at the Des Peres Lodge. The next one is Tuesday, June 27, at the Oak Bend Library - and the final one is Thursday, June 29, at Grants View Library.

Veterans in St. Charles hosting flag donation in honor of Flag Day

Published Sun, 24 Nov 2024 04:14:27 GMT

ST. CHARLES COUNTY, Mo. - Wednesday is Flag Day, and military veterans in St. Charles want to help you properly dispose of worn or damaged U.S. flags.They are holding a flag collection Wednesday from 9:00 a.m. to 1:00 p.m. You can drop off your flags at the corner of the Monroe and 2nd Streets. Police tie 12-year-old girl to overnight crime spree The flags will be donated to the AM vets, who retire the flags ceremoniously.

Volunteers setting up 600 flags for fallen marines Thursday

Published Sun, 24 Nov 2024 04:14:27 GMT

MEHLVILLE, Mo. - A group that honors fallen service members needs volunteers. The flagman's mission wants to set up 600 flags along the funeral procession route for U.S. Marine Corps Corporal Kyle Mitchell Kamp. Flags will be set up Thursday at noon. Southwest Airlines offering 40% off flights if you book by Thursday Volunteers will meet at Kutis South County Chapel on Lemay Ferry Road in Mehlville. Visitation for Corporal Kamp is Thursday from 3:00 p.m. to 8:00 p.m.The funeral service is Friday at 9:00 a.m. Volunteers are also being asked to help remove the flags after the funeral.

New Illinois law gives harsher penalties for healthcare workers abusing patients

Published Sun, 24 Nov 2024 04:14:27 GMT

ST. LOUIS - A new law in Illinois will give harsher penalties to healthcare workers who cover up patient abuse.That's according to FOX 2's partners at the St. Louis Post-Dispatch. The legislation was introduced after an investigation into a southern Illinois institution found multiple cases of abuse and cover-ups. Southwest Airlines offering 40% off flights if you book by Thursday The new law will ban healthcare workers from working in any facility in the state if they are involved in financial exploitation, neglect, or physical, or sexual abuse of a patient. 

Deadly police chases the focus of emotional NAACP town hall

Published Sun, 24 Nov 2024 04:14:27 GMT

ST. LOUIS - Police chases and the deadly crashes that can happen from them were the focus of emotional town hall meeting hosted by the NAACP.THE NAACP officials who organized the forum said that there are situations when police chases are necessary, but they also argue that advances in technology and more dialogue about the issue can help save lives.The town hall taking place Tuesday night at the Omega Center in north city. Authorities from emotional locals who have lost ones because of police chases. Some at the town hall say police are pursuing too much jeopardizing the safety of citizens.St. Louis County Police Chief Ken Gregory was at the meeting. He said the ending chases are not an option, but that county police only pursue if a felony is involved.Gregory also announced that his department is testing new technology would send an alert is there is a police chase in an area. That alert would be received by anyone with a free app on their phone which he called, 'Make Way App.' ...

Broncos players, coaches revel in (and want to replicate) Nuggets’ title run: “Amazing team. Amazing season.”

Published Sun, 24 Nov 2024 04:14:27 GMT

Tim Patrick doesn’t know Jamal Murray personally.In fact, the Broncos wide receiver hasn’t ever met the Nuggets point guard.Patrick and Murray, though, share a relatively common sports bond: They’ve both suffered torn ACLs and dealt with the long, arduous recovery process.Patrick, who was injured in August, is back on the field practicing with Denver this offseason and on Tuesday expressed admiration for Murray after the Nuggets polished off the franchise’s first NBA championship.“To be able to prove people wrong and come back a better player than he was before and win the whole thing was huge,” Patrick said. “It was a good sight to see from somebody playing in the same city as you that went through the same thing you did and now he’s on the mountaintop.“It’s definitely motivation seeing them win and especially seeing him win.”Patrick said he’s never actually spoken with Murray, but “I just watch from a distance and I’m happy he was able to win and prove people wrong.”The rehabilita...